Description
"Once upon a time in America," says professor Sajay Samuel, "going to college did not mean graduating with debt." Today, higher education has become a consumer product — costs have skyrocketed, saddling students with a combined debt of over $1 trillion, while universities and loan companies make massive profits. Samuel proposes a radical solution: link tuition costs to a degree's expected earnings, so that students can make informed decisions about their future, restore their love of learning and contribute to the world in a meaningful way.
TEDTalks is a daily video podcast of the best talks and performances from the TED Conference, where the world's leading thinkers and doers give the talk of their lives in 18 minutes (or less). Look for talks on Technology, Entertainment and Design -- plus science, business, global issues, the arts and much more. Find closed captions and translated subtitles in many languages at http://www.ted.com/translate Follow TED news on Twitter: http://www.twitter.com/tednews Like TED on Facebook: https://www.facebook.com/TED |
Description
Kati Daffin, attorney at the Federal Trade Commission, explains what a robocall is, when they are illegal, and gives consumers tips on what to do when they get robocalls. To learn more about what the FTC is doing to stop robocalls visit http://www.ftc.gov/robocalls Description
Student debt has now surpassed 1 trillion dollars in the US. The high cost of education coupled with a rocky job market means that most students need to defer payments after graduation. How bad is defaulting on student loans? What happens when you just can't pay them?
Go to http://testtube.ting.com to find out how much you could save by switching your mobile service. Get $25 in Ting credit and help support the show! Learn More: 3 Reasons to Never Default on Your Federal Student Loan http://www.forbes.com/sites/moneywise... "You went to college for four years and got your degree. If you're like most Americans, you had to do it with a little help from Uncle Sam in the form of federal student loans." Don't ignore your student loan payments or you'll risk going into default https://studentaid.ed.gov/repay-loans... "If you don't make your loan payments, you risk going into default." What Happens If I Ignore My Student Loans? http://www.foxbusiness.com/personal-f... "By some estimates, nearly one in three student loan borrowers in repayment are behind on their payments. Some of those borrowers may be paying as much as they can, when they can, but others may feel their debt is hopeless and are taking the ostrich approach instead." Your Federal Student Loans: Learn the Basics and Manage Your Debt https://studentaid.ed.gov/sites/defau... "If you don't make payments for more than 270 days (except for Perkins Loans), your loan will go into default and your credit rating could suffer. If your credit rating is affected negatively, you may be denied future education or consumer loans, and you may not be able, for example, to obtain a mortgage, rent an apartment, buy a car, or secure employment." |
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